Funeral costs can be a financial burden on grieving families. The average cost of a funeral is over $7,000, and this number continues to rise. This can be a difficult expense to shoulder during a time of mourning and stress.
Funeral planning is something that most people would rather avoid, but it is vital if you want to save money on funeral expenses. Below, Funeral Caring USA provides some tips to plan a funeral within your budget.
1. Compare Funeral Homes
When it comes time to plan a funeral, it is important to compare funeral homes and their prices. Not all funeral homes are created equal, and some may be more expensive than others. Be sure to ask for a detailed price list so that you can make an informed decision.
2. Consider a Direct Cremation
A direct cremation is a less expensive option than a traditional burial. With a direct cremation, the body is cremated shortly after death and the ashes are returned to the family. This option does not include a viewing or service, but it is a more affordable way to say goodbye to a loved one.
3. Choose a Simple Service
Services can be as simple or as elaborate as you wish, but remember that the more complicated the service, the more it will cost. A simple service with a few personal touches will be just as meaningful as an extravagant one and will cost much less.
4. Avoid Fancy Caskets
Caskets are available in a wide range of styles and prices. The most expensive caskets are often unnecessary and only add to the cost of the funeral. A simple casket made of wood or fiberboard will suffice and be much more affordable.
5. Shop Around for Flowers
Flowers are a traditional part of funeral services, but they can be quite expensive. Shop around for the best deal on flowers and avoid overspending. You may also want to consider making your own arrangements.
6. Use an Online Planning Service
There are many online planning services that can help you save money on funeral expenses. These services will often provide discounts on funeral homes, caskets, and other funeral-related products and services.
7. Pre-Plan Your Funeral
One of the best ways to save money on funeral expenses is to pre-plan your own funeral. This allows you to make all of the decisions in advance and ensure that your wishes are carried out. Pre-planning also often comes with discounts on funeral homes and other products and services.
8. Request a Recitation of the Scriptures
Many funeral homes offer a recitation of the scriptures as part of the service. This is a less expensive option than hiring a professional singer or musician.
9. Ask for Donations in Lieu of Flowers
If you do not want flowers at your funeral, ask friends and family to make donations to a favorite charity in lieu of flowers. This is a great way to support a cause that is important to you and save money on funeral expenses.
Funeral planning can be a difficult task, but following these tips can help you save money on funeral expenses. By being mindful of your budget and choosing affordable options, you can create a meaningful and affordable funeral service.